Legal Shield Review

MLM Network Marketing Multi Level Marketing

Legal Shieldoperates under an MLM business model.  If you ask people why they joinedLegal Shield, there are 2 main reasons.  People join to own their own business outside of traditional type businesses.  They dont want the headaches of overhead, employees and all the stuff that comes along with regular businesses.

The 2nd reason is the main reason, which is to earn lifelong residual income.  The opportunity of residual income is what is being pitched to get people to join Legal Shield, but because of a very important principle that the business model fails to align with, it does not fulfill on the industry promise of LIFELONG residual income.  This is the reason why network marketers fail in the masses in Legal Shield.  Weve got news for you, its not just Legal Shield, its all of the MLMs.  We dig into exactly why in the Legal Shield review video below.

After we figured outwhy MLM doesnt work we figured out a solution.  Weve found a business model that DOES produce lifelong residual income for the masses.  A business model where nobody is getting hurt and nobody is losing money.

Weve been able to help so many that have been burned by the MLM business model.  Top MLM industry leaders have joined us in business because theyre tired of building something, only to have it fall apart.  This information has caused many Executive Directors to walk away from Legal Shield, formerly known as Pre Paid Legal.. and now they are enjoying true lifelong residual income with us.

(NOTE:Want to learn aboutpartnering with usin a business model that has deleted the MLM structure, and all the headaches that come along with that?Click hereto find out more.)

Have a question, head over andask us here.

Weve had an overwhelming response to the information on thisLegal Shieldreview so contact us now to find out what all of this momentum were experiencing could mean for you.

Filed Under:Legal Shield,MLM Company ReviewsTagged With:legal shield,legal shield review,legal shield scam,pre-paid legal,pre-paid legal business opportunity,pre-paid legal compensation plan,pre-paid legal review,pre-paid legal scam,pre-paid legal services

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Personal guidance and unique benefits you wont find with other legal plans.

You work hard to make the right choices for your loved ones especially when it comes to legal and financial matters. Get the peace of mind you want and the protection you need with a legal insurance plan.*

Whether youre dealing with an existing legal or financial concern, or preparing for an unexpected situation, a legal insurance plan helps shield your family and savings from unexpected legal issues. A legal plan also reduces the stress and worry of trying to find an attorney when it matters most.

As a LegalGUARD plan member, you have access to a national network of 17,000 attorneys who are matched to your specific legal needs. LegalGUARD provides a full year of coverage for:

Home and residential (Buying, selling, refinance, foreclosure, and landlord/tenant)

Financial (Debts, credit, collections, and contracts)

Auto and traffic (Moving violations and accidents)

Family (Divorce, adoption, child support, child custody)

Estate planning and wills (Will, living will, power of attorney)

which provides coverage for your most common legal matters. Coverage includes:

Access to a national network of attorneys with exceptional experience that are matched to meet your needs

Concierge help navigating common individual or family legal issues

Flexible benefit levels permitting you to use your own attorney

Waiting periods for selected benefits

with additional benefits, expanded coverage and no waiting periods. Coverage includes:

Access to a national network of attorneys with exceptional experience that are matched to meet your needs

Concierge help navigating common individual or family legal issues

Flexible benefit levels permitting you to use your own attorney

Use our side-by-side comparison chart to see which legal plan is right for you.

If you have questions about LegalGuard, begin by checking out our Frequently Asked Questions page for the answers you need.

We partnered with a company dedicated to putting your needs first — from the valued concierge service to the attorneys matched to meet your specific needs. We partnered with LegalEASE because were committed to protecting you and your loved ones when it matters most. At Nationwide, we put our members first, because we dont have shareholders.

*This legal plan may not be regulated as insurance in some states.

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LegalShield Reviews – Is it a Scam or Legit?

LegalShield is a company that has been using third party law firms to provide numerous prepaid legal services for more than 40 years, including demand letters, trial assistance, and more.

Based out of Ada, OK, LegalShield claims to have been providing affordable attorney access and legal services to consumers across 49 U.S. states and four Canadian provinces for more than 40 years. All LegalShield services are provided on a prepaid basis, and are available for both individuals and small businesses.

LegalShield holds an A+ rating with the Better Business Bureau, despite having 142 closed complaints within the last three yearsmost of which centered around problems with the product/service. From a customer satisfaction standpoint, online customer reviews appear to be primarily negative, with the most common complaints citing poor customer service, complicated contact procedures, patronizing/unknowledgeable lawyers, and high hidden fees.

According tothis studyon the LegalShield website, more than 57 million Americans have some kind of ongoing legal issue. And, according tothis study, nearly 60% of businesses have faced significant legal events in the past two years. As a result, the primary goal of LegalShield is to help individuals and small businesses obtain prepaid legal services from a network of provider attorneys, all for one low, flat rate. Their plans include:

Letters and phone calls, document review, and trial defense.

Powers of Attorney, wills, loan documents, etc.

Traffic violations and accidents.

Name change assistance, divorce & adoption representation, and more.

Covers both you and your spouse for single credit monitoring and restoration services, in addition to unlimited consultations.

Includes everything in the ID Plan, with the addition of triple credit monitoring, web watch, SS number skip trace, and more.

Includes legal consultation regarding debt collection, contract review, trial defense services, landlord/tenant disputes, and much more.

Regardless of which plan you choose, or whether youre an individual or a business, LegalShield is supported by a team of hand-picked Providers, which are legal firms hired by the company, who are paid in advance for their services, and are supposedly fully committed to solving your problems.

Based on information found on the companys website, using LegalShields services entails a six-step process:

Review your membership packet, which will give you your legal providers information.

Register yourself on the Members website.

When an issue or questions arises, contact your provider law firm.

Explain your legal problem to the provider law firm, who will then assign a lawyer best suited to address your needs.

Finally, youll receive a call from your lawyer within eight hours of your request.

Based on many of the complaints we read, it appears the majority of users found this process to be needlessly complex. For instance, if you happened to miss your lawyers call within the 8-hour window, youll have to re-contact the law firm, and wait another 8 hours to have your call returned.

LegalShields pre-paid plans are as follows:

ID Premium $29.95 per month

: These plans are completely customized based on your businesss needs. As a result, pricing can vary.

For each plan, there are several different add-ons in a range of prices, so for full details, clickhere. Each month youll be automatically charged according to your plan, which can be automatically deducted from your credit card or bank account. Regardless of which membership option or add-ons you choose though, keeping mind that youll be assessed a $10 enrollment fee your first month.

So, with all this in mind, is LegalShield a scam? While the company appears to offer a legitimate range of products, there are a few things you should keep in mind prior to joining.

Firstas with most things in lifeyou get what you pay for, and LegalShield is no different. Think of it this way: If you were required to hire a lawyer for a minor upcoming court case, its completely feasible to expect to pay anywhere from $5K to $10K, depending on a wide range of factors. With this is mind, the quality of legal services you could reasonably expect to receive for just $20 per month is fairly low. And, many of the online customer complaints we read referenced this specific fact more than anything else. So, if youre expecting to receive personalized, responsive service from knowledgeable, highly rated firms for this amount, you may want to reconsider

Next, it appears that LegalShield has a relatively poor reputation for customer service. Most often, we read of difficulties encountered when trying to cancel plans, and service personnel who are more concerned about creating cumbersome processes than they are about solving problems.

Finally, when you consider that anything more than simple form-letter writing, a cursory review of your situation, or superficial advice (which may or may not be correct) will cost you much more than your standard monthly fee, using a LegalShield lawyer may be more expensive than hiring a lawyer direct. In fact, in one complaint we read, someone who claimed to have an immense amount of legal experience stated that youll be paying about 30% more overall.

With all this in mind, unless youre looking for help with the most basic of legal services (which are often simple enough to handle yourself), you may want to think twice about joining LegalShield.

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I called to cancel, and the person on the phone said their cancellation policy is that you have to give written notice. She gave me the address and all of the info I needed to send in. I sent a letter to cancel my membership. They charged me again, I called, and they said they didnt receive any cancellation request and to do it through email. So I did. The next month they are charging me again! I called and they said that I dont have an account with them. They said they are not charging my card. They looked up my card number and said it is not associated with any account. But there it is on my credit card statement AGAIN! They said to send them my credit card statement to prove that I am really being charged, which is my battle with them now. NOT RECOMMENDED! Scam!

Bottom Line:No, I would not recommend this to a friend

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They tell you over the phone that you get consultation included in your monthly fee and that is a lie. It is up to the attorney discretion to charge you on top of that, and they never tell you this over the phone. So essentially an attorney is NOT going to do anything without getting paid in full, so your little monthly fee is worthless. You are still going to pay a lot and think about it the entire thing is a scam. Their contract protects them, and no one reads this in detail, so all of us stooges, like myself, find out later. Stay away! They will pay for this someday for lying to us.

Bottom Line:No, I would not recommend this to a friend

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Never did I know this was a scam until I needed to use the membership. They strung me along for six months on a case that they ended up not helping us with. Instead, they said to go to small claims court. I was with them for 8 years and canceled today. I do not recommend this company.

Bottom Line:No, I would not recommend this to a friend

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They took advantage of me when I was most vulnerable. Broke, in need of money to pay rent, and they recruited me to sell saying the service sells itself. Couldnt be further from the truth. If a person buys the full family plan, it costs them about $50 a month. Multiply that by 12. Do you think youll need $600 worth of legal help this year? The majority dont. No one would buy, so when I tried canceling the $249 I had spent on marketing services, they said I could not get a refund and that there was a 5-day grace period I was NEVER made aware of. Stay far away from this company, both buying the service and selling it.

Bottom Line:No, I would not recommend this to a friend

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I was searching for a lawyer in LA for my daughter on Google and an attorney that picked up the phone told me to register to LegalShield for $300 a year. All other attorneys asked me for a retainer for $10000 and $500 an hour.

Bottom Line:Yes, I would recommend this to a friend

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Let me ask you this, can you afford an attorney at $300 an hour to consult with you about any matter thats worth less than $5000? Say its a dispute on a bill, a defective product, maybe a problem with your vehicle warranty or a dispute with your deposit with a landlord? Would you normally hire an attorney for these situations and many others? For $300 a year, this is a NO BRAINER. Its interesting to see all the comments on here and how narrow-minded these people are. ANY law firm will charge you $300-$800 an hour for a consultation, letter on your behalf or even reviewing documentation.

Ive called the law firm over 10 TIMES on one legal matter concerning landlord-tenant, tell me ANY law firm in the country that an attorney would talk to you that many times without charging you one single hour? Ive used them for situations with utility bills, insurance claims, family law, issues with a defective cell phone, vehicle warranty at a car dealership, etc. I cant tell you countless times theyve saved me thousands of dollars. All together Ive recovered and saved about $20,000 from many legal situations that I normally couldnt afford an attorney.

Please think twice before you let these narrow-minded reviews cloud your judgment on changing your life with this incredible service.

Bottom Line:Yes, I would recommend this to a friend

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This review appears to be a carefully crafted marketing piece by an obvious distributor of the product. Not a helpful review in my opinion.

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I have been a member since 2011, and have used the law firm service over 15 times. I have even visited my local law firm when they have an open house to its members. It was amazing to find out how large the firm actually was, and some of the stats that they shared about the lawyers. Most of the lawyers that work with LegalShield members average 20+ years of experience.

Every time I call I get a call back in a timely manner. After every conversation with my law firm, I have felt relieved and at ease. I have had challenges with some of the results I have received, but I realized the law is not always as fear as we wish it was. I have used the service for traffic tickets, disputes with internet providers, a challenge with a hotel, a dispute with a college, created my will, dispute with a canceled airline ticket, and even when I received the wrong prescription from a pharmacy. The list goes on, and every time they were professional and responsive.

Bottom Line:Yes, I would recommend this to a friend

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Daniel, you work for the company. Why do you not make that clear prior to posting, that you dont use the service but rather sell the service? Always disclose any conflict of interest first, when it comes out later any credibility or trust is gone.

John, thank for your comment. I was actually a happy member for three years prior to becoming affiliated with the company. One of the reasons I actually became affiliated was because of my belief in the service. By the way, I did not mention any connection with the company because my review was based on my personal experience as a member. Being affiliated with them does not give me any perks as a member, I call the same law firm as everyone else.

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No! Im not a fake reviewer and not getting paid for it either! Ive used their service twice now and both times received a call back the same day. One of those actually called back in a matter of MINUTES.

Both lawyers treated me respectfully and almost as a friend, were extremely knowledgeable, and gave me step by step instructions and expectations and what the process will entail.

My husband and I hired a regular lawyer (not through LegalShield) years ago, paid THOUSANDS and could never get callbacks or help when we needed it. We had to go to his OFFICE and refuse to leave until we spoke with him! And he couldnt wait to get us out of his office by his behavior. Talk about WASTING money! LegalShield IS LEGIT and has been a Godsend for us! A TRUE story of a couple in McKinney TX!

If you dont click with the lawyer youre assigned to, ask for another. It happens in any business. Our LegalShield lawyer has also instigated callbacks since we began our landlord issue and that tells me hes working on it. Not a scam! The second issue was resolved on the first immediate callback!

Im so tired of the bigger companies, government, and other entities that KNOW you cant afford a lawyer and will get away with taking advantage of the middle class who cant constantly afford lawyers, on issues that were no fault of our own. Its a helpless feeling. But no more! I just call my LegalShield attorney now, and it puts the accusers in their place ASAP!

Bottom Line:Yes, I would recommend this to a friend

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100% scam! They outright defrauded me out of hundreds of dollars. I paid hundreds of dollars to get a runaround and never receive any help at all. Then when I allowed my membership to lapse, they proactively called me and defrauded me out of my new credit card information to secretly start charging me hundreds more, on the sly, without ever giving me any help or even letting me know they had started charging me again.

They called me to tell me my credit card was no good anymore (it had expired) and I told them yes, I had intentionally not given them my new billing information because I felt they had scammed me, I had never managed to get any legal help out of them and felt I had been ripped off. They asked about my legal problem and told me if I gave them my new billing info they could try to reinstate my account without my having to reapply and start over from scratch, and if so, they would then definitely help me with my legal issues. They made it clear that this was in no way definitely and that theyd get back to me.

I then never heard anything from them again, they never contacted me again in any way, and I just forgot about them.

About a year and a half later, I was going through my (long and complicated) financial records and noticed a small entry I had missed: they had used the new credit card information I had given them to start billing me monthly again almost immediately. They never told me theyd turned my account back on and they certainly never gave me the legal help they had at that point TWICE promised I would get for my money.

When I discovered this and called them to complain and demand a refund for the close to $400 they had charged me without ever telling me I was a member again or providing the service they had promised, they said they would cancel my subscription, and when I demanded a refund for the money they had charged me since they tricked me into giving them my new credit card number, they told me they would have to forward me to someone who could help me with that, and put me on hold. They then forwarded me to a generic recorded message, which gave no useful information and then hung up on me.

That was just a few months ago. I just now discovered they are STILL charging me after I told them in no uncertain terms to cancel and refund my money.

I am reporting them for fraud to my bank, the Better Business Bureau, the Federal Trade Commission, and the CA State Bar Association.

They did everything they could to prevent me from exercising my right to cancel, tricked me into giving them billing information after I told them I didnt want the service, refused to notify me that they had reactivated my membership and resumed billing me, absolutely never provided anything but a runaround, and not 1 second of help or service, ever.

Bottom Line:No, I would not recommend this to a friend

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Sorry to hear that David, for sure it was a misunderstanding. Ive been a customer for almost year and the service saved me hundreds of dollars. I would get back to the person that sold it to you, and figure it out.

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I was a member for ten years. I made the mistake of providing original documents to LegalShield for input regarding potential pension. I was told that they do not do that, so my irreplaceable original documents were put out with the trash. Hard lesson to learn!

Bottom Line:No, I would not recommend this to a friend

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I always paid my dues for a few years, and now when I need help, I am so disappointed and start reading all reviews so far. OMG, I better to not waste my time and money and hire a real attorney.

So far, I am nowhere with Legal Shield attorneys. And I see how hard it is to cancel. I will see…Probably will get out soon.

Bottom Line:No, I would not recommend this to a friend

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: Electronic Claim Submission Edits

Update: DASA Services Billing Guideline

Colon Cancer Screenings Goal: 80% Participation by 2018 – Will you commit?

Atypical Providers May Need to Resubmit Claims

Government Programs: Claims Rejecting as Duplicate Submissions

EFT and ERA Update for Non-Contracted Government Programs Providers

: Benefit Preauthorization Process for Rule 132 Services

MLTSS Claims Rejected for Inactive Coverage

Fax Notification Process for Benefit Preauthorization and Predetermination of Benefits

Careful Documentation Paves the Way for Accurate Coding Capture

BCBSIL Announces New PPO Contracted Air Transportation Provider for Members

Pharmacy Program Updates: Quarterly Pharmacy Changes Effective July 1, 2017

Reminder: Utilization Management Reviews for Inpatient and Outpatient Services

Rules to be Implemented in September 2017

Government Programs: Overpayment Recovery Process Reminders

Additional Benefit Categories Contained in Automated Phone System

BCBSIL Medicaid Complex Case Management and Disease Management Programs

One Way BCBSIL is Taking on Asthma in May – National Asthma and Allergy Awareness Month

BCBSIL Medicaid: Electronic Claim Rejections for Revenue Codes 0944 and 0945

Government Programs: 835 ERA Files Displaying 0 in the Check Number Field

CMHC Services Billing Guideline, Effective May 1, 2017

Benefit Information Accessible in Our Automated Phone System

Reminder: Pharmacy Program Benefit Changes, Effective Jan. 1, 2017

National Drug Code (NDC) Billing Update for BCBSIL Medicaid Claims

Online Enrollment Options in Availity

Long Term Care (SNF and Supportive Living) Claim Issue Summary for BCBSIL Medicaid

Insurers Required by Centers for Medicare & Medicaid Services (CMS) to Conduct Audit for Affordable Care Act (ACA) Risk Adjustment Program

Pharmacy Program Updates: Quarterly Pharmacy Changes Effective Jan. 1, 2017, and April 1, 2017

Update: New Medicaid and Medicare Preauthorization Requirements through eviCore

Additional Code Auditing Software Implementation Rescheduled for May 21, 2017

Government Programs: Missing 835 Electronic Remittance Advice (835 ERA) Files

Provider Claim Summary Paper Mailing Discontinuance: Effective Date Delay

HFS Terminates Medicaid Providers Not Revalidated in IMPACT

Update: Sleep Studies/Testing, Sleep Therapy Services and Equipment, Advanced Imaging and Echocardiography Pre-service Review Requirements

Government Programs: Claim Payment Update

New Medicaid and Medicare Preauthorization Requirements through eviCore

MMAI, ICP and FHP Ambulatory Medical Record Review Begins February

Reporting On-Demand Application Now Available via Availity

Enhanced Medicaid Payment for Psychiatric Services Provided Within Community Mental Health Centers

Fax Number Correction for Government Programs Claims

: Claim Rejections for Taxonomy Code

Effective March 8, 2017: Medicare Outpatient Observation Notice (MOON) Required

BCBSIL Medicaid: Error Response on Electronic Inquiries

Claim Research Tool Offers Enhanced Status Results

CAHPS Health Plan Survey: Educational Material for Providers

Pharmacy Benefit Prior Authorization for Some FHP and ICP Members with ADHD

BCBSIL Medicaid Electronic Claims Rejected for Invalid Payer ID

CDC Provides Zika Virus Screening Tool for Pregnant Women

Effective Jan. 1, 2017, New Hepatitis C Recommendation for ICP and FHP members

Vision Plan Changes Effective January 1, 2017

Attention: Hospital Providers and Ambulatory Surgical Treatment Centers (ASTCs) participating in Illinois Medicaid – HFS Observation Billing Instruction Change Dec. 31, 2016

Additional Code-auditing Software Scheduled for Implementation as of April 23, 2017

Timely Post-stabilization Notification of Inpatient Admissions Requirement for Select Government Programs

Reporting On Demand: Coming Soon to Availity

Update: Medicaid and MMAI Providers – Claims Denial for Incorrect NPI/Taxonomy/COS Information

Delayed Implementation – HFS Requirement for Long Term Care Providers to Submit Monthly Billing

Reminder: Outpatient Molecular and Genomic Tests and Outpatient Radiation Therapy Benefit Preauthorization Requirements through eviCore

Provider Claim Summary Paper-to-Electronic Conversion Coming March 1, 2017

Government Programs Claims Handling and Post-adjudication Process Changes, Eff. Jan. 1, 2017

for Electronic Payment and Remittance Options

Reminder: Phone System Update for Eligibility and Benefits

Electronic Remittance Allowed Amounts: Issue Resolved

Electronic Remittance Informational Notice: Allowed Amounts

Member Newsletter is Now Available Online

Obtaining Provider Claim Summaries Online

Obtaining Patient Eligibility and Benefits: Phone System Update

Flucelvax Quadrivalent Billing Update

Online Portal Applications Help Expedite Administrative Workflow

Update: Insurers Now Required by CMS to Conduct Audit for ACAs Risk Adjustment Program

Government Programs Claims Handling and Post-adjudication Process Changes, Effective Jan. 1, 2017

Applied Behavioral Analysis Benefit Preauthorization Requirement for PPO Members

Update: New Benefit Preauthorization Requirements through eviCore

New Date for Introducing Remittance Viewer Webinar

Premium Paid-to-Date Now Included in Eligibility Response

Hospital Providers: HFS to Host Technical Assistance Conference Call on IMPACT enrollment

Ancillary Providers: Join BCBSIL for a Government Programs MLTSS Webinar

IMPACT revalidation extended to August 31, 2016

Attention Blue Cross Community Options

Self-Service Update for Behavioral Health and Chemical Dependency

Fee Schedule Updates, August and November 2016

Reminder: Corrected Claim Request Change, Effective July 11, 2016

Pharmacy Program Benefit Changes – Effective July 1, 2016

BCBSA Report Highlights Dramatic Increase in Specialty Drug Spending

Accepts Electronic Medical Record Attachments

Back to Basics Webinar for Ancillary Providers

New Specialty Pharmacy Rule: Notification of Postponement

Corrected Claim Request Alert: Changes Effective July

Attend the May 26 webinar: Optimizing Patient Care: Incorporating Choosing Wisely

Outpatient Facility Rules: Notice of Postponement for BlueCard

Payment Policy Change for Members Begins June 1

Update for Electronic Funds Transfer (EFT) Recipients

Medicaid Out-of-state Member Claims and Provider Enrollment Requirements

Attention Electronic Funds Transfer (EFT) Recipients

Pharmacy Program Benefit Changes – Effective April 1, 2016

Infusion Site of Care Management Program to Target Select BCBSIL Members

Updated Specialty Pharmacy Network for HMO Illinois

Facility, Agency and Organizations (FAOs) revalidation has been extended to March 15, 2016

Update Regarding PPO and Blue Choice PPO

Infusion Site of Care Management Program to Target Select BCBSIL Members

Register Today for a BCBSIL Back to Basics: Availity

Facility Rules: Implementation Update and Notification of Postponement for FEP and BlueCard

Small Group Paperwork Processing Extension

Alert – BCBSIL Experiencing High Call Volumes

BCBSILs Response to Flooding in Central and Southern Illinois

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